{"id":3990,"date":"2019-06-19T19:30:02","date_gmt":"2019-06-19T19:30:02","guid":{"rendered":"https:\/\/libertysbf.alliancetek.net\/?p=3990"},"modified":"2019-06-19T19:30:02","modified_gmt":"2019-06-19T19:30:02","slug":"rates-historic-sba504-lows","status":"publish","type":"post","link":"https:\/\/libertysbf.alliancetek.net\/index.php\/rates-historic-sba504-lows\/","title":{"rendered":"SBA 504 Loan Rate Drops to Historic Low"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/libertysbf.alliancetek.net\/\/\/srv\/htdocs\/wp-content\/uploads\/2019\/05\/graphic-businessman-looking-at-ipad-narrow-1-1024x322.jpg\" alt=\"\" class=\"wp-image-3900\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">This June, SBA 504 borrowers can secure financing at a 20-year fixed rate below 4 percent for the first time in the program&#8217;s 33-year history. The 20-year effective rate for June is 3.98 percent, below the December 2012 record of 4.01 percent. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At 152 basis points under the Bank Prime Rate, the June funding is the furthest below prime that 20-year rates have been since May 2007. Market observers are predicting that the Federal Reserve will make two \u00bc-point interest rate cuts this year, but even with cuts, the 504 effective rate may remain approximately one full point below prime. This is the first time a 20-year 504 effective rate calculation has been this low.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/libertysbf.alliancetek.net\/\/\/srv\/htdocs\/wp-content\/uploads\/2019\/06\/1.jpeg\" alt=\"\" class=\"wp-image-3993\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Clearly, no time has ever been better for SBA 504 borrowers to lock in a fixed-rate commercial property loan. Beat the rush that will be triggered by the new low rates, and <a href=\"mailto:info@i.libertysbf.com\">contact us<\/a> today to get started. Liberty SBF can get the job done in 45 days or less.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This June, SBA 504 borrowers can secure financing at a 20-year fixed rate below 4 percent for the first time in the program&#8217;s 33-year history. The 20-year effective rate for June is 3.98 percent, below the December 2012 record of 4.01 percent. At 152 basis points under the Bank Prime Rate, the June funding is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3858,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[13],"tags":[15,18,10],"class_list":["post-3990","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sba-small-business-news","tag-commercial-real-estate","tag-business-loan-rates","tag-sba-504"],"_links":{"self":[{"href":"https:\/\/libertysbf.alliancetek.net\/index.php\/wp-json\/wp\/v2\/posts\/3990","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/libertysbf.alliancetek.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/libertysbf.alliancetek.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/libertysbf.alliancetek.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/libertysbf.alliancetek.net\/index.php\/wp-json\/wp\/v2\/comments?post=3990"}],"version-history":[{"count":0,"href":"https:\/\/libertysbf.alliancetek.net\/index.php\/wp-json\/wp\/v2\/posts\/3990\/revisions"}],"wp:attachment":[{"href":"https:\/\/libertysbf.alliancetek.net\/index.php\/wp-json\/wp\/v2\/media?parent=3990"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/libertysbf.alliancetek.net\/index.php\/wp-json\/wp\/v2\/categories?post=3990"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/libertysbf.alliancetek.net\/index.php\/wp-json\/wp\/v2\/tags?post=3990"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}